Call reports 2022
COMMUNITY BANK OF OELWEIN — 2022
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 104,954,000 | 110,034,000 | 102,117,000 | 102,776,000 |
| Total loans | 58,589,000 | 60,179,000 | 60,896,000 | 60,798,000 |
| Allowance for loan losses | 696,000 | 699,000 | 672,000 | 667,000 |
| Securities available for sale | 31,884,000 | 32,532,000 | 31,710,000 | 31,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,922,000 | 97,474,000 | 87,394,000 | 88,683,000 |
| Interest-bearing deposits | 84,852,000 | 90,696,000 | 80,526,000 | 81,139,000 |
| Noninterest-bearing deposits | 6,070,000 | 6,778,000 | 6,868,000 | 7,544,000 |
| Equity capital | 13,506,000 | 12,094,000 | 12,086,000 | 11,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,717,000 | 2,676,000 | 3,655,000 |
| Interest expense | 146,000 | 294,000 | 459,000 | 674,000 |
| Net interest income | 686,000 | 1,423,000 | 2,217,000 | 2,981,000 |
| Noninterest income | 4,000 | 348,000 | 397,000 | 448,000 |
| Noninterest expense | 408,000 | 806,000 | 1,252,000 | 1,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 295,000 | 980,000 | 1,377,000 | 1,526,000 |
| Income tax | 48,000 | 200,000 | 275,000 | 283,000 |
| Net income | 247,000 | 780,000 | 1,102,000 | 1,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,715,000 | 13,448,000 | 13,770,000 | 12,911,000 |
| Total capital | 14,411,000 | 14,147,000 | 14,442,000 | 13,578,000 |
| Risk-weighted assets | 69,329,000 | 71,647,000 | 70,842,000 | 72,564,000 |