Call reports 2021
COMMUNITY BANK OF OELWEIN — 2021
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 114,870,000 | 115,490,000 | 114,876,000 | 107,683,000 |
| Total loans | 64,853,000 | 65,798,000 | 64,233,000 | 58,169,000 |
| Allowance for loan losses | 684,000 | 688,000 | 692,000 | 694,000 |
| Securities available for sale | 35,130,000 | 33,720,000 | 32,567,000 | 32,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,593,000 | 98,137,000 | 98,020,000 | 92,586,000 |
| Interest-bearing deposits | 88,887,000 | 92,095,000 | 92,081,000 | 86,409,000 |
| Noninterest-bearing deposits | 6,706,000 | 6,042,000 | 5,939,000 | 6,177,000 |
| Equity capital | 16,314,000 | 15,280,000 | 14,834,000 | 14,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,133,000 | 3,082,000 | 3,974,000 |
| Interest expense | 236,000 | 453,000 | 648,000 | 822,000 |
| Net interest income | 866,000 | 1,680,000 | 2,434,000 | 3,152,000 |
| Noninterest income | 43,000 | 85,000 | 156,000 | 204,000 |
| Noninterest expense | 401,000 | 817,000 | 1,223,000 | 1,718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 530,000 | 970,000 | 1,413,000 | 1,686,000 |
| Income tax | 112,000 | 198,000 | 283,000 | 329,000 |
| Net income | 418,000 | 772,000 | 1,130,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,409,000 | 14,163,000 | 13,736,000 | 13,468,000 |
| Total capital | 16,093,000 | 14,851,000 | 14,428,000 | 14,162,000 |
| Risk-weighted assets | 75,010,000 | 72,758,000 | 73,404,000 | 69,325,000 |