Call reports 2020
COMMUNITY BANK OF OELWEIN — 2020
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 109,883,000 | 116,672,000 | 119,958,000 | 114,654,000 |
| Total loans | 60,821,000 | 61,994,000 | 63,629,000 | 64,309,000 |
| Allowance for loan losses | 664,000 | 763,000 | 765,000 | 738,000 |
| Securities available for sale | 31,634,000 | 33,364,000 | 36,725,000 | 36,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,287,000 | 98,224,000 | 101,057,000 | 95,415,000 |
| Interest-bearing deposits | 89,489,000 | 93,024,000 | 95,487,000 | 89,981,000 |
| Noninterest-bearing deposits | 3,798,000 | 5,200,000 | 5,570,000 | 5,434,000 |
| Equity capital | 13,744,000 | 15,467,000 | 15,859,000 | 16,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,218,000 | 3,257,000 | 4,276,000 |
| Interest expense | 371,000 | 724,000 | 1,035,000 | 1,331,000 |
| Net interest income | 704,000 | 1,494,000 | 2,222,000 | 2,945,000 |
| Noninterest income | 46,000 | 81,000 | 122,000 | 167,000 |
| Noninterest expense | 380,000 | 760,000 | 1,127,000 | 1,611,000 |
| Provision for loan losses | 10,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 364,000 | 789,000 | 1,191,000 | 1,485,000 |
| Income tax | 68,000 | 153,000 | 231,000 | 280,000 |
| Net income | 296,000 | 636,000 | 960,000 | 1,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,167,000 | 14,508,000 | 14,832,000 | 14,991,000 |
| Total capital | 14,831,000 | 15,271,000 | 15,597,000 | 15,729,000 |
| Risk-weighted assets | 69,473,000 | 70,000,000 | 73,464,000 | 73,417,000 |