Call reports 2019
COMMUNITY BANK OF OELWEIN — 2019
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,876,000 | 110,490,000 | 107,191,000 | 107,429,000 |
| Total loans | 54,839,000 | 57,793,000 | 54,948,000 | 59,262,000 |
| Allowance for loan losses | 704,000 | 689,000 | 667,000 | 670,000 |
| Securities available for sale | 40,527,000 | 36,977,000 | 36,563,000 | 35,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,280,000 | 93,831,000 | 89,895,000 | 88,151,000 |
| Interest-bearing deposits | 88,843,000 | 89,451,000 | 85,659,000 | 83,967,000 |
| Noninterest-bearing deposits | 4,437,000 | 4,380,000 | 4,236,000 | 4,184,000 |
| Equity capital | 12,791,000 | 13,767,000 | 14,335,000 | 14,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,182,000 | 3,307,000 | 4,373,000 |
| Interest expense | 393,000 | 799,000 | 1,198,000 | 1,585,000 |
| Net interest income | 665,000 | 1,383,000 | 2,109,000 | 2,788,000 |
| Noninterest income | 49,000 | 99,000 | 175,000 | 224,000 |
| Noninterest expense | 378,000 | 751,000 | 1,218,000 | 1,686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 271,000 | 678,000 | 1,039,000 | 1,353,000 |
| Income tax | 37,000 | 115,000 | 182,000 | 243,000 |
| Net income | 234,000 | 563,000 | 857,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,071,000 | 13,401,000 | 13,695,000 | 13,872,000 |
| Total capital | 13,775,000 | 14,090,000 | 14,362,000 | 14,542,000 |
| Risk-weighted assets | 64,689,000 | 66,611,000 | 63,403,000 | 66,563,000 |