Call reports 2017
COMMUNITY BANK OF OELWEIN — 2017
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 112,110,000 | 112,955,000 | 110,479,000 | 108,118,000 |
| Total loans | 42,448,000 | 42,405,000 | 42,975,000 | 48,276,000 |
| Allowance for loan losses | 463,000 | 505,000 | 504,000 | 547,000 |
| Securities available for sale | 55,785,000 | 51,918,000 | 50,723,000 | 44,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,764,000 | 98,720,000 | 96,240,000 | 93,983,000 |
| Interest-bearing deposits | 94,207,000 | 94,481,000 | 92,531,000 | 89,223,000 |
| Noninterest-bearing deposits | 4,557,000 | 4,239,000 | 3,709,000 | 4,760,000 |
| Equity capital | 10,593,000 | 11,418,000 | 11,641,000 | 11,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,748,000 | 2,627,000 | 3,532,000 |
| Interest expense | 304,000 | 612,000 | 921,000 | 1,222,000 |
| Net interest income | 552,000 | 1,136,000 | 1,706,000 | 2,310,000 |
| Noninterest income | 50,000 | 92,000 | 146,000 | 202,000 |
| Noninterest expense | 362,000 | 739,000 | 1,100,000 | 1,536,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 522,000 | 777,000 | 1,002,000 |
| Income tax | 40,000 | 97,000 | 124,000 | 241,000 |
| Net income | 213,000 | 425,000 | 653,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,487,000 | 11,701,000 | 11,929,000 | 11,901,000 |
| Total capital | 11,950,000 | 12,206,000 | 12,433,000 | 12,448,000 |
| Risk-weighted assets | 55,086,000 | 53,522,000 | 53,399,000 | 57,424,000 |