Call reports 2016
COMMUNITY BANK OF OELWEIN — 2016
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 110,676,000 | 113,497,000 | 113,956,000 | 113,399,000 |
| Total loans | 37,000,000 | 38,439,000 | 41,922,000 | 42,903,000 |
| Allowance for loan losses | 634,000 | 689,000 | 690,000 | 466,000 |
| Securities available for sale | 61,226,000 | 61,189,000 | 60,749,000 | 57,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,144,000 | 99,427,000 | 99,717,000 | 100,454,000 |
| Interest-bearing deposits | 93,524,000 | 94,678,000 | 94,752,000 | 95,798,000 |
| Noninterest-bearing deposits | 5,620,000 | 4,749,000 | 4,965,000 | 4,656,000 |
| Equity capital | 10,961,000 | 12,102,000 | 11,862,000 | 10,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,682,000 | 2,523,000 | 3,372,000 |
| Interest expense | 284,000 | 565,000 | 852,000 | 1,147,000 |
| Net interest income | 525,000 | 1,117,000 | 1,671,000 | 2,225,000 |
| Noninterest income | 46,000 | 97,000 | 143,000 | 193,000 |
| Noninterest expense | 330,000 | 709,000 | 1,045,000 | 1,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 834,000 | 1,192,000 | 1,475,000 |
| Income tax | 76,000 | 208,000 | 290,000 | 338,000 |
| Net income | 267,000 | 626,000 | 902,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,731,000 | 11,089,000 | 11,365,000 | 11,323,000 |
| Total capital | 11,345,000 | 11,718,000 | 12,030,000 | 11,789,000 |
| Risk-weighted assets | 49,125,000 | 50,234,000 | 53,205,000 | 56,277,000 |