Call reports 2015
COMMUNITY BANK OF OELWEIN — 2015
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,179,000 | 107,828,000 | 109,847,000 | 112,172,000 |
| Total loans | 32,562,000 | 36,038,000 | 36,606,000 | 38,695,000 |
| Allowance for loan losses | 724,000 | 730,000 | 624,000 | 621,000 |
| Securities available for sale | 54,980,000 | 57,178,000 | 58,044,000 | 59,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,624,000 | 96,706,000 | 98,084,000 | 101,117,000 |
| Interest-bearing deposits | 89,627,000 | 92,089,000 | 93,227,000 | 96,048,000 |
| Noninterest-bearing deposits | 3,997,000 | 4,617,000 | 4,857,000 | 5,069,000 |
| Equity capital | 9,957,000 | 9,560,000 | 10,239,000 | 10,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,575,000 | 2,388,000 | 3,234,000 |
| Interest expense | 260,000 | 530,000 | 811,000 | 1,094,000 |
| Net interest income | 519,000 | 1,045,000 | 1,577,000 | 2,140,000 |
| Noninterest income | 169,000 | 217,000 | 265,000 | 313,000 |
| Noninterest expense | 323,000 | 648,000 | 994,000 | 1,371,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 718,000 | 1,037,000 | 1,289,000 | 1,541,000 |
| Income tax | 155,000 | 206,000 | 226,000 | 236,000 |
| Net income | 563,000 | 831,000 | 1,063,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,909,000 | 10,200,000 | 10,433,000 | 10,463,000 |
| Total capital | 10,453,000 | 10,806,000 | 11,046,000 | 11,082,000 |
| Risk-weighted assets | 43,537,000 | 48,334,000 | 49,068,000 | 49,628,000 |