Call reports 2014
COMMUNITY BANK OF OELWEIN — 2014
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,659,000 | 99,283,000 | 100,621,000 | 101,438,000 |
| Total loans | 30,071,000 | 28,125,000 | 29,460,000 | 31,663,000 |
| Allowance for loan losses | 718,000 | 710,000 | 717,000 | 724,000 |
| Securities available for sale | 56,002,000 | 61,921,000 | 61,468,000 | 61,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,892,000 | 88,506,000 | 88,023,000 | 88,921,000 |
| Interest-bearing deposits | 85,579,000 | 85,105,000 | 80,044,000 | 84,698,000 |
| Noninterest-bearing deposits | 4,313,000 | 3,401,000 | 7,979,000 | 4,223,000 |
| Equity capital | 8,270,000 | 9,177,000 | 9,566,000 | 9,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,560,000 | 2,337,000 | 3,140,000 |
| Interest expense | 234,000 | 482,000 | 733,000 | 990,000 |
| Net interest income | 552,000 | 1,078,000 | 1,604,000 | 2,150,000 |
| Noninterest income | 58,000 | 342,000 | 390,000 | 439,000 |
| Noninterest expense | 294,000 | 555,000 | 831,000 | 1,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 435,000 | 993,000 | 1,343,000 | 1,698,000 |
| Income tax | 93,000 | 237,000 | 298,000 | 364,000 |
| Net income | 342,000 | 756,000 | 1,045,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,569,000 | 8,983,000 | 9,272,000 | 9,370,000 |
| Total capital | 9,138,000 | 9,528,000 | 9,811,000 | 9,926,000 |
| Risk-weighted assets | 47,141,000 | 43,402,000 | 42,970,000 | 44,333,000 |