Call reports 2013
COMMUNITY BANK OF OELWEIN — 2013
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 89,889,000 | 92,722,000 | 96,864,000 | 95,869,000 |
| Total loans | 26,623,000 | 27,187,000 | 28,829,000 | 29,819,000 |
| Allowance for loan losses | 672,000 | 685,000 | 697,000 | 708,000 |
| Securities available for sale | 53,317,000 | 53,159,000 | 57,019,000 | 56,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,590,000 | 84,695,000 | 88,192,000 | 86,080,000 |
| Interest-bearing deposits | 77,272,000 | 80,759,000 | 83,881,000 | 81,823,000 |
| Noninterest-bearing deposits | 3,318,000 | 3,936,000 | 4,311,000 | 4,257,000 |
| Equity capital | 7,895,000 | 6,650,000 | 7,298,000 | 7,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,340,000 | 2,036,000 | 2,811,000 |
| Interest expense | 235,000 | 468,000 | 707,000 | 941,000 |
| Net interest income | 426,000 | 872,000 | 1,329,000 | 1,870,000 |
| Noninterest income | 59,000 | 124,000 | 190,000 | 268,000 |
| Noninterest expense | 309,000 | 576,000 | 854,000 | 1,184,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 318,000 | 673,000 | 1,045,000 | 1,385,000 |
| Income tax | 53,000 | 116,000 | 179,000 | 251,000 |
| Net income | 265,000 | 557,000 | 866,000 | 1,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,382,000 | 7,504,000 | 7,983,000 | 8,224,000 |
| Total capital | 7,871,000 | 8,024,000 | 8,526,000 | 8,799,000 |
| Risk-weighted assets | 38,941,000 | 42,200,000 | 44,733,000 | 45,934,000 |