Call reports 2012
COMMUNITY BANK OF OELWEIN — 2012
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 81,985,000 | 85,854,000 | 89,216,000 | 89,499,000 |
| Total loans | 30,280,000 | 27,725,000 | 26,866,000 | 26,911,000 |
| Allowance for loan losses | 829,000 | 842,000 | 653,000 | 663,000 |
| Securities available for sale | 43,359,000 | 47,546,000 | 51,626,000 | 51,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,448,000 | 77,931,000 | 80,679,000 | 79,968,000 |
| Interest-bearing deposits | 71,373,000 | 75,152,000 | 77,133,000 | 76,276,000 |
| Noninterest-bearing deposits | 3,075,000 | 2,779,000 | 3,546,000 | 3,692,000 |
| Equity capital | 6,916,000 | 7,350,000 | 7,900,000 | 7,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,475,000 | 2,186,000 | 2,844,000 |
| Interest expense | 254,000 | 512,000 | 771,000 | 1,018,000 |
| Net interest income | 495,000 | 963,000 | 1,415,000 | 1,826,000 |
| Noninterest income | 82,000 | 160,000 | 148,000 | 40,000 |
| Noninterest expense | 304,000 | 597,000 | 910,000 | 1,206,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -100,000 |
| Pretax income | 397,000 | 649,000 | 931,000 | 1,442,000 |
| Income tax | 90,000 | 118,000 | 156,000 | 280,000 |
| Net income | 307,000 | 531,000 | 775,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,285,000 | 6,510,000 | 6,754,000 | 7,117,000 |
| Total capital | 6,793,000 | 7,004,000 | 7,231,000 | 7,613,000 |
| Risk-weighted assets | 39,664,000 | 38,587,000 | 38,043,000 | 38,948,000 |