Call reports 2011
COMMUNITY BANK OF OELWEIN — 2011
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 74,945,000 | 74,972,000 | 78,754,000 | 79,329,000 |
| Total loans | 31,727,000 | 31,123,000 | 32,061,000 | 30,631,000 |
| Allowance for loan losses | 397,000 | 427,000 | 457,000 | 808,000 |
| Securities available for sale | 34,423,000 | 36,287,000 | 39,010,000 | 41,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,888,000 | 67,879,000 | 70,726,000 | 71,624,000 |
| Interest-bearing deposits | 65,143,000 | 65,323,000 | 67,716,000 | 68,780,000 |
| Noninterest-bearing deposits | 2,745,000 | 2,556,000 | 3,010,000 | 2,844,000 |
| Equity capital | 5,675,000 | 6,267,000 | 6,910,000 | 6,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,574,000 | 2,354,000 | 3,078,000 |
| Interest expense | 289,000 | 564,000 | 828,000 | 1,090,000 |
| Net interest income | 490,000 | 1,010,000 | 1,526,000 | 1,988,000 |
| Noninterest income | 39,000 | 85,000 | 131,000 | 20,000 |
| Noninterest expense | 312,000 | 656,000 | 930,000 | 1,194,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 620,000 |
| Pretax income | 518,000 | 807,000 | 1,241,000 | 753,000 |
| Income tax | 127,000 | 174,000 | 281,000 | 45,000 |
| Net income | 391,000 | 633,000 | 960,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,662,000 | 5,904,000 | 6,230,000 | 5,979,000 |
| Total capital | 6,059,000 | 6,331,000 | 6,687,000 | 6,485,000 |
| Risk-weighted assets | 41,312,000 | 41,040,000 | 40,718,000 | 39,550,000 |