Call reports 2010
COMMUNITY BANK OF OELWEIN — 2010
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 59,686,000 | 62,054,000 | 66,365,000 | 72,700,000 |
| Total loans | 32,061,000 | 31,538,000 | 32,252,000 | 32,292,000 |
| Allowance for loan losses | 257,000 | 371,000 | 388,000 | 363,000 |
| Securities available for sale | 17,414,000 | 19,381,000 | 23,640,000 | 31,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,950,000 | 54,801,000 | 58,444,000 | 63,385,000 |
| Interest-bearing deposits | 49,454,000 | 52,270,000 | 55,942,000 | 60,470,000 |
| Noninterest-bearing deposits | 2,496,000 | 2,531,000 | 2,502,000 | 2,915,000 |
| Equity capital | 5,090,000 | 5,184,000 | 5,597,000 | 5,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,391,000 | 2,105,000 | 2,863,000 |
| Interest expense | 267,000 | 545,000 | 833,000 | 1,131,000 |
| Net interest income | 424,000 | 846,000 | 1,272,000 | 1,732,000 |
| Noninterest income | 51,000 | 91,000 | 152,000 | 198,000 |
| Noninterest expense | 295,000 | 567,000 | 864,000 | 1,169,000 |
| Provision for loan losses | 65,000 | 185,000 | 215,000 | 245,000 |
| Pretax income | 120,000 | 240,000 | 400,000 | 571,000 |
| Income tax | 6,000 | 11,000 | 22,000 | 41,000 |
| Net income | 114,000 | 229,000 | 378,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,855,000 | 4,970,000 | 5,119,000 | 5,271,000 |
| Total capital | 5,112,000 | 5,341,000 | 5,507,000 | 5,634,000 |
| Risk-weighted assets | 38,223,000 | 38,167,000 | 38,887,000 | 40,581,000 |