Call reports 2009
COMMUNITY BANK OF OELWEIN — 2009
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 59,696,000 | 62,708,000 | 60,024,000 | 57,214,000 |
| Total loans | 34,195,000 | 34,679,000 | 33,376,000 | 33,432,000 |
| Allowance for loan losses | 393,000 | 486,000 | 214,000 | 247,000 |
| Securities available for sale | 14,290,000 | 16,038,000 | 17,889,000 | 15,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,355,000 | 54,438,000 | 52,483,000 | 49,829,000 |
| Interest-bearing deposits | 46,793,000 | 51,658,000 | 49,977,000 | 46,976,000 |
| Noninterest-bearing deposits | 3,562,000 | 2,780,000 | 2,506,000 | 2,853,000 |
| Equity capital | 4,595,000 | 4,681,000 | 4,889,000 | 4,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,464,000 | 2,221,000 | 2,951,000 |
| Interest expense | 318,000 | 638,000 | 935,000 | 1,207,000 |
| Net interest income | 392,000 | 826,000 | 1,286,000 | 1,744,000 |
| Noninterest income | 46,000 | 104,000 | 74,000 | 208,000 |
| Noninterest expense | 294,000 | 593,000 | 887,000 | 1,302,000 |
| Provision for loan losses | 55,000 | 148,000 | 355,000 | 415,000 |
| Pretax income | 105,000 | 266,000 | 220,000 | 373,000 |
| Income tax | 17,000 | 48,000 | 0 | 15,000 |
| Net income | 88,000 | 218,000 | 220,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,471,000 | 4,602,000 | 4,603,000 | 4,741,000 |
| Total capital | 4,864,000 | 5,088,000 | 4,817,000 | 4,988,000 |
| Risk-weighted assets | 38,834,000 | 40,141,000 | 38,609,000 | 39,286,000 |