Call reports 2008
COMMUNITY BANK OF OELWEIN — 2008
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,558,000 | 49,217,000 | 49,691,000 | 54,697,000 |
| Total loans | 35,382,000 | 33,754,000 | 33,030,000 | 35,611,000 |
| Allowance for loan losses | 265,000 | 291,000 | 336,000 | 367,000 |
| Securities available for sale | 7,051,000 | 9,043,000 | 10,272,000 | 12,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,528,000 | 40,200,000 | 40,748,000 | 44,606,000 |
| Interest-bearing deposits | 39,533,000 | 37,931,000 | 38,482,000 | 41,516,000 |
| Noninterest-bearing deposits | 1,995,000 | 2,269,000 | 2,266,000 | 3,090,000 |
| Equity capital | 4,199,000 | 4,175,000 | 4,315,000 | 4,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,427,000 | 2,165,000 | 2,918,000 |
| Interest expense | 379,000 | 722,000 | 1,052,000 | 1,386,000 |
| Net interest income | 346,000 | 705,000 | 1,113,000 | 1,532,000 |
| Noninterest income | 50,000 | 114,000 | 163,000 | 217,000 |
| Noninterest expense | 260,000 | 516,000 | 784,000 | 1,052,000 |
| Provision for loan losses | 15,000 | 40,000 | 85,000 | 240,000 |
| Pretax income | 121,000 | 263,000 | 407,000 | 461,000 |
| Income tax | 29,000 | 65,000 | 100,000 | 107,000 |
| Net income | 92,000 | 198,000 | 307,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,146,000 | 4,251,000 | 4,360,000 | 4,383,000 |
| Total capital | 4,411,000 | 4,542,000 | 4,696,000 | 4,750,000 |
| Risk-weighted assets | 36,892,000 | 36,142,000 | 35,570,000 | 39,075,000 |