Call reports 2007
COMMUNITY BANK OF OELWEIN — 2007
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 44,265,000 | 44,004,000 | 43,071,000 | 44,883,000 |
| Total loans | 33,942,000 | 34,684,000 | 34,876,000 | 35,261,000 |
| Allowance for loan losses | 376,000 | 429,000 | 232,000 | 249,000 |
| Securities available for sale | 3,988,000 | 4,108,000 | 4,590,000 | 5,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,343,000 | 37,456,000 | 36,285,000 | 37,101,000 |
| Interest-bearing deposits | 35,438,000 | 35,459,000 | 34,577,000 | 35,183,000 |
| Noninterest-bearing deposits | 1,905,000 | 1,997,000 | 1,708,000 | 1,918,000 |
| Equity capital | 3,706,000 | 3,858,000 | 3,976,000 | 4,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,399,000 | 2,145,000 | 2,896,000 |
| Interest expense | 365,000 | 749,000 | 1,150,000 | 1,546,000 |
| Net interest income | 315,000 | 650,000 | 995,000 | 1,350,000 |
| Noninterest income | 49,000 | 290,000 | 351,000 | 407,000 |
| Noninterest expense | 263,000 | 520,000 | 804,000 | 1,080,000 |
| Provision for loan losses | 42,000 | 95,000 | 110,000 | 125,000 |
| Pretax income | 59,000 | 325,000 | 432,000 | 552,000 |
| Income tax | 10,000 | 98,000 | 119,000 | 149,000 |
| Net income | 49,000 | 227,000 | 313,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,723,000 | 3,901,000 | 3,987,000 | 4,053,000 |
| Total capital | 4,099,000 | 4,330,000 | 4,219,000 | 4,302,000 |
| Risk-weighted assets | 35,102,000 | 35,485,000 | 35,319,000 | 35,842,000 |