Call reports 2006
COMMUNITY BANK OF OELWEIN — 2006
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,102,000 | 39,029,000 | 40,346,000 | 41,542,000 |
| Total loans | 30,626,000 | 30,422,000 | 32,054,000 | 33,312,000 |
| Allowance for loan losses | 318,000 | 345,000 | 377,000 | 386,000 |
| Securities available for sale | 3,245,000 | 3,298,000 | 3,736,000 | 4,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,387,000 | 32,288,000 | 33,665,000 | 34,816,000 |
| Interest-bearing deposits | 30,459,000 | 30,304,000 | 32,062,000 | 32,731,000 |
| Noninterest-bearing deposits | 1,928,000 | 1,984,000 | 1,603,000 | 2,085,000 |
| Equity capital | 3,525,000 | 3,543,000 | 3,629,000 | 3,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,162,000 | 1,794,000 | 2,467,000 |
| Interest expense | 274,000 | 575,000 | 900,000 | 1,254,000 |
| Net interest income | 294,000 | 587,000 | 894,000 | 1,213,000 |
| Noninterest income | 48,000 | 95,000 | 140,000 | 192,000 |
| Noninterest expense | 262,000 | 523,000 | 770,000 | 1,035,000 |
| Provision for loan losses | 0 | 33,000 | 65,000 | 105,000 |
| Pretax income | 80,000 | 126,000 | 199,000 | 265,000 |
| Income tax | 22,000 | 31,000 | 53,000 | 65,000 |
| Net income | 58,000 | 95,000 | 146,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,556,000 | 3,593,000 | 3,645,000 | 3,698,000 |
| Total capital | 3,874,000 | 3,938,000 | 4,022,000 | 4,084,000 |
| Risk-weighted assets | 30,485,000 | 30,391,000 | 32,263,000 | 33,836,000 |