Call reports 2002
COMMUNITY BANK OF OELWEIN — 2002
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,647,000 | 38,027,000 | 40,671,000 | 41,911,000 |
| Total loans | 29,082,000 | 30,592,000 | 31,528,000 | 32,579,000 |
| Allowance for loan losses | 306,000 | 346,000 | 386,000 | 387,000 |
| Securities available for sale | 1,423,000 | 1,589,000 | 1,654,000 | 1,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,742,000 | 29,998,000 | 32,520,000 | 33,615,000 |
| Interest-bearing deposits | 26,418,000 | 28,667,000 | 30,866,000 | 32,243,000 |
| Noninterest-bearing deposits | 1,324,000 | 1,331,000 | 1,654,000 | 1,372,000 |
| Equity capital | 2,650,000 | 2,720,000 | 2,779,000 | 2,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,194,000 | 1,840,000 | 2,499,000 |
| Interest expense | 302,000 | 620,000 | 965,000 | 1,309,000 |
| Net interest income | 278,000 | 574,000 | 875,000 | 1,190,000 |
| Noninterest income | 48,000 | 109,000 | 169,000 | 226,000 |
| Noninterest expense | 231,000 | 471,000 | 708,000 | 954,000 |
| Provision for loan losses | 30,000 | 70,000 | 115,000 | 145,000 |
| Pretax income | 65,000 | 142,000 | 221,000 | 317,000 |
| Income tax | 22,000 | 45,000 | 69,000 | 114,000 |
| Net income | 43,000 | 97,000 | 152,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,606,000 | 2,671,000 | 2,731,000 | 2,798,000 |
| Total capital | 2,912,000 | 3,017,000 | 3,117,000 | 3,185,000 |
| Risk-weighted assets | 28,106,000 | 30,201,000 | 31,416,000 | 31,815,000 |