Call reports 2001
COMMUNITY BANK OF OELWEIN — 2001
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,316,000 | 29,367,000 | 30,926,000 | 33,825,000 |
| Total loans | 23,823,000 | 24,922,000 | 26,535,000 | 27,700,000 |
| Allowance for loan losses | 237,000 | 297,000 | 309,000 | 294,000 |
| Securities available for sale | 1,714,000 | 954,000 | 709,000 | 1,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,758,000 | 21,678,000 | 24,026,000 | 25,866,000 |
| Interest-bearing deposits | 20,566,000 | 20,746,000 | 22,930,000 | 24,594,000 |
| Noninterest-bearing deposits | 1,192,000 | 932,000 | 1,096,000 | 1,272,000 |
| Equity capital | 2,301,000 | 2,397,000 | 2,589,000 | 2,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 1,033,000 | 1,596,000 | 2,172,000 |
| Interest expense | 313,000 | 632,000 | 956,000 | 1,260,000 |
| Net interest income | 186,000 | 401,000 | 640,000 | 912,000 |
| Noninterest income | 49,000 | 103,000 | 156,000 | 211,000 |
| Noninterest expense | 184,000 | 390,000 | 608,000 | 845,000 |
| Provision for loan losses | 26,000 | 132,000 | 157,000 | 182,000 |
| Pretax income | 25,000 | -18,000 | 31,000 | 96,000 |
| Income tax | 5,000 | 0 | 7,000 | 29,000 |
| Net income | 20,000 | -18,000 | 24,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,143,000 | 2,249,000 | 2,440,000 | 2,482,000 |
| Total capital | 2,380,000 | 2,541,000 | 2,747,000 | 2,776,000 |
| Risk-weighted assets | 22,574,000 | 23,361,000 | 24,769,000 | 26,524,000 |