Call reports 2026
SACO & BIDDEFORD SAVINGS INSTITUTION — 2026
What SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,456,967,000 | 1,471,276,000 |
| Total loans | 1,182,243,000 | 1,197,394,000 |
| Allowance for loan losses | 4,989,000 | 4,999,000 |
| Securities available for sale | 179,207,000 | 176,953,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,013,840,000 | 1,004,302,000 |
| Interest-bearing deposits | 840,058,000 | 823,025,000 |
| Noninterest-bearing deposits | 173,782,000 | 181,277,000 |
| Equity capital | 135,165,000 | 137,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 17,276,000 | 34,940,000 |
| Interest expense | 9,054,000 | 18,373,000 |
| Net interest income | 8,222,000 | 16,567,000 |
| Noninterest income | 2,275,000 | 4,474,000 |
| Noninterest expense | 9,473,000 | 18,993,000 |
| Provision for loan losses | 100,000 | 110,000 |
| Pretax income | 764,000 | 2,247,000 |
| Income tax | 160,000 | 470,000 |
| Net income | 604,000 | 1,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 147,761,000 | 148,939,000 |