Call report 2022Q4
SACO & BIDDEFORD SAVINGS INSTITUTION — 2022Q4
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,276,362,000 | USD | evidence → |
| Total loans | 984,104,000 | USD | evidence → |
| Allowance for loan losses | 4,896,000 | USD | evidence → |
| Securities available for sale | 192,814,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,007,618,000 | USD | evidence → |
| Interest-bearing deposits | 837,010,000 | USD | evidence → |
| Noninterest-bearing deposits | 170,608,000 | USD | evidence → |
| Equity capital | 120,023,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,555,000 | USD | evidence → |
| Interest expense | 10,504,000 | USD | evidence → |
| Net interest income | 31,051,000 | USD | evidence → |
| Noninterest income | 8,406,000 | USD | evidence → |
| Noninterest expense | 32,033,000 | USD | evidence → |
| Provision for loan losses | -335,000 | USD | evidence → |
| Pretax income | 6,186,000 | USD | evidence → |
| Income tax | 1,120,000 | USD | evidence → |
| Net income | 5,066,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 141,808,000 | USD | evidence → |