Call report 2015Q4
SACO & BIDDEFORD SAVINGS INSTITUTION — 2015Q4
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 861,705,000 | USD | evidence → |
| Total loans | 697,234,000 | USD | evidence → |
| Allowance for loan losses | 4,376,000 | USD | evidence → |
| Securities available for sale | 109,256,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 561,886,000 | USD | evidence → |
| Interest-bearing deposits | 495,548,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,338,000 | USD | evidence → |
| Equity capital | 91,428,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,177,000 | USD | evidence → |
| Interest expense | 7,354,000 | USD | evidence → |
| Net interest income | 25,823,000 | USD | evidence → |
| Noninterest income | 7,278,000 | USD | evidence → |
| Noninterest expense | 24,767,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 8,688,000 | USD | evidence → |
| Income tax | 2,605,000 | USD | evidence → |
| Net income | 6,083,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,568,000 | USD | evidence → |
| Total capital | 98,100,000 | USD | evidence → |
| Risk-weighted assets | 589,348,000 | USD | evidence → |