Call report 2014Q4
SACO & BIDDEFORD SAVINGS INSTITUTION — 2014Q4
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 829,413,000 | USD | evidence → |
| Total loans | 670,748,000 | USD | evidence → |
| Allowance for loan losses | 4,552,000 | USD | evidence → |
| Securities available for sale | 103,250,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 536,425,000 | USD | evidence → |
| Interest-bearing deposits | 476,445,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,980,000 | USD | evidence → |
| Equity capital | 85,548,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,228,000 | USD | evidence → |
| Interest expense | 8,220,000 | USD | evidence → |
| Net interest income | 24,008,000 | USD | evidence → |
| Noninterest income | 7,181,000 | USD | evidence → |
| Noninterest expense | 23,582,000 | USD | evidence → |
| Provision for loan losses | 315,000 | USD | evidence → |
| Pretax income | 8,263,000 | USD | evidence → |
| Income tax | 2,545,000 | USD | evidence → |
| Net income | 5,718,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,165,000 | USD | evidence → |
| Total capital | 90,149,000 | USD | evidence → |
| Risk-weighted assets | 571,276,000 | USD | evidence → |