Call report 2012Q4
SACO & BIDDEFORD SAVINGS INSTITUTION — 2012Q4
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 771,895,000 | USD | evidence → |
| Total loans | 585,458,000 | USD | evidence → |
| Allowance for loan losses | 4,395,000 | USD | evidence → |
| Securities available for sale | 137,078,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 529,122,000 | USD | evidence → |
| Interest-bearing deposits | 482,376,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,746,000 | USD | evidence → |
| Equity capital | 74,828,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,588,000 | USD | evidence → |
| Interest expense | 11,136,000 | USD | evidence → |
| Net interest income | 21,452,000 | USD | evidence → |
| Noninterest income | 4,035,000 | USD | evidence → |
| Noninterest expense | 19,512,000 | USD | evidence → |
| Provision for loan losses | 850,000 | USD | evidence → |
| Pretax income | 5,886,000 | USD | evidence → |
| Income tax | 1,775,000 | USD | evidence → |
| Net income | 4,111,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,386,000 | USD | evidence → |
| Total capital | 83,187,000 | USD | evidence → |
| Risk-weighted assets | 484,599,000 | USD | evidence → |