Call report 2009Q4
SACO & BIDDEFORD SAVINGS INSTITUTION — 2009Q4
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 745,400,000 | USD | evidence → |
| Total loans | 604,719,000 | USD | evidence → |
| Allowance for loan losses | 3,304,000 | USD | evidence → |
| Securities available for sale | 83,742,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 490,315,000 | USD | evidence → |
| Interest-bearing deposits | 457,829,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,486,000 | USD | evidence → |
| Equity capital | 64,546,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,373,000 | USD | evidence → |
| Interest expense | 20,860,000 | USD | evidence → |
| Net interest income | 18,513,000 | USD | evidence → |
| Noninterest income | 1,958,000 | USD | evidence → |
| Noninterest expense | 16,879,000 | USD | evidence → |
| Provision for loan losses | 1,345,000 | USD | evidence → |
| Pretax income | 2,608,000 | USD | evidence → |
| Income tax | 550,000 | USD | evidence → |
| Net income | 2,058,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,804,000 | USD | evidence → |
| Total capital | 73,181,000 | USD | evidence → |
| Risk-weighted assets | 470,679,000 | USD | evidence → |