Call report 2008Q4
SACO & BIDDEFORD SAVINGS INSTITUTION — 2008Q4
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 736,617,000 | USD | evidence → |
| Total loans | 607,601,000 | USD | evidence → |
| Allowance for loan losses | 2,721,000 | USD | evidence → |
| Securities available for sale | 72,560,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 460,596,000 | USD | evidence → |
| Interest-bearing deposits | 434,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,310,000 | USD | evidence → |
| Equity capital | 60,249,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,214,000 | USD | evidence → |
| Interest expense | 24,072,000 | USD | evidence → |
| Net interest income | 17,142,000 | USD | evidence → |
| Noninterest income | 1,622,000 | USD | evidence → |
| Noninterest expense | 14,314,000 | USD | evidence → |
| Provision for loan losses | 107,000 | USD | evidence → |
| Pretax income | -3,197,000 | USD | evidence → |
| Income tax | -1,460,000 | USD | evidence → |
| Net income | -1,737,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,722,000 | USD | evidence → |
| Total capital | 69,467,000 | USD | evidence → |
| Risk-weighted assets | 475,253,000 | USD | evidence → |