Call report 2008Q1
SACO & BIDDEFORD SAVINGS INSTITUTION — 2008Q1
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 709,330,000 | USD | evidence → |
| Total loans | 555,973,000 | USD | evidence → |
| Allowance for loan losses | 2,719,000 | USD | evidence → |
| Securities available for sale | 102,380,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 438,348,000 | USD | evidence → |
| Interest-bearing deposits | 412,494,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,854,000 | USD | evidence → |
| Equity capital | 69,363,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,141,000 | USD | evidence → |
| Interest expense | 6,251,000 | USD | evidence → |
| Net interest income | 3,890,000 | USD | evidence → |
| Noninterest income | 369,000 | USD | evidence → |
| Noninterest expense | 3,415,000 | USD | evidence → |
| Provision for loan losses | 17,000 | USD | evidence → |
| Pretax income | 950,000 | USD | evidence → |
| Income tax | 241,000 | USD | evidence → |
| Net income | 709,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,223,000 | USD | evidence → |
| Total capital | 72,994,000 | USD | evidence → |
| Risk-weighted assets | 451,735,000 | USD | evidence → |