Call report 2005Q4
SACO & BIDDEFORD SAVINGS INSTITUTION — 2005Q4
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 608,339,000 | USD | evidence → |
| Total loans | 464,876,000 | USD | evidence → |
| Allowance for loan losses | 2,835,000 | USD | evidence → |
| Securities available for sale | 109,228,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 412,561,000 | USD | evidence → |
| Interest-bearing deposits | 383,936,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,625,000 | USD | evidence → |
| Equity capital | 63,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,906,000 | USD | evidence → |
| Interest expense | 15,415,000 | USD | evidence → |
| Net interest income | 15,491,000 | USD | evidence → |
| Noninterest income | 895,000 | USD | evidence → |
| Noninterest expense | 11,185,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,646,000 | USD | evidence → |
| Income tax | 1,844,000 | USD | evidence → |
| Net income | 3,802,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,936,000 | USD | evidence → |
| Total capital | 67,046,000 | USD | evidence → |
| Risk-weighted assets | 346,725,000 | USD | evidence → |