Call report 2003Q4
SACO & BIDDEFORD SAVINGS INSTITUTION — 2003Q4
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 523,714,000 | USD | evidence → |
| Total loans | 357,776,000 | USD | evidence → |
| Allowance for loan losses | 2,818,000 | USD | evidence → |
| Securities available for sale | 141,993,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 371,811,000 | USD | evidence → |
| Interest-bearing deposits | 349,063,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,748,000 | USD | evidence → |
| Equity capital | 59,285,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,532,000 | USD | evidence → |
| Interest expense | 13,395,000 | USD | evidence → |
| Net interest income | 15,137,000 | USD | evidence → |
| Noninterest income | 832,000 | USD | evidence → |
| Noninterest expense | 8,682,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 7,853,000 | USD | evidence → |
| Income tax | 2,690,000 | USD | evidence → |
| Net income | 5,163,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,708,000 | USD | evidence → |
| Total capital | 58,964,000 | USD | evidence → |
| Risk-weighted assets | 289,286,000 | USD | evidence → |