Call report 2002Q4
SACO & BIDDEFORD SAVINGS INSTITUTION — 2002Q4
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 496,575,000 | USD | evidence → |
| Total loans | 304,014,000 | USD | evidence → |
| Allowance for loan losses | 2,685,000 | USD | evidence → |
| Securities available for sale | 166,084,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 359,201,000 | USD | evidence → |
| Interest-bearing deposits | 339,537,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,664,000 | USD | evidence → |
| Equity capital | 53,232,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,057,000 | USD | evidence → |
| Interest expense | 16,073,000 | USD | evidence → |
| Net interest income | 13,984,000 | USD | evidence → |
| Noninterest income | 804,000 | USD | evidence → |
| Noninterest expense | 7,555,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,228,000 | USD | evidence → |
| Income tax | 2,074,000 | USD | evidence → |
| Net income | 4,154,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,413,000 | USD | evidence → |
| Total capital | 52,098,000 | USD | evidence → |
| Risk-weighted assets | 279,322,000 | USD | evidence → |