Call reports 2026
LNB COMMUNITY BANK — 2026
What LNB COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 184,828,000 | 180,959,000 |
| Total loans | 139,715,000 | 139,429,000 |
| Allowance for loan losses | 1,617,000 | 1,614,000 |
| Securities available for sale | 14,363,000 | 16,139,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 165,517,000 | 161,284,000 |
| Interest-bearing deposits | 143,721,000 | 140,534,000 |
| Noninterest-bearing deposits | 21,796,000 | 20,750,000 |
| Equity capital | 16,726,000 | 17,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,415,000 | 5,000,000 |
| Interest expense | 700,000 | 1,442,000 |
| Net interest income | 1,715,000 | 3,558,000 |
| Noninterest income | 414,000 | 921,000 |
| Noninterest expense | 1,474,000 | 2,982,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 655,000 | 1,512,000 |
| Income tax | 0 | 0 |
| Net income | 655,000 | 1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,990,000 | 17,416,000 |
| Total capital | 18,393,000 | 18,704,000 |
| Risk-weighted assets | 111,918,000 | 102,592,000 |