Call reports 2024
LNB COMMUNITY BANK — 2024
What LNB COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 157,969,000 | 173,282,000 | 155,740,000 | 160,648,000 |
| Total loans | 118,004,000 | 119,330,000 | 120,127,000 | 126,551,000 |
| Allowance for loan losses | 1,597,000 | 1,598,000 | 1,594,000 | 1,593,000 |
| Securities available for sale | 19,493,000 | 18,715,000 | 19,554,000 | 17,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,312,000 | 142,077,000 | 128,347,000 | 143,022,000 |
| Interest-bearing deposits | 104,428,000 | 122,816,000 | 110,195,000 | 124,457,000 |
| Noninterest-bearing deposits | 19,884,000 | 19,261,000 | 18,152,000 | 18,565,000 |
| Equity capital | 14,025,000 | 14,420,000 | 14,972,000 | 15,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,862,000 | 5,951,000 | 8,048,000 |
| Interest expense | 705,000 | 1,397,000 | 2,207,000 | 2,900,000 |
| Net interest income | 1,208,000 | 2,465,000 | 3,744,000 | 5,148,000 |
| Noninterest income | 400,000 | 908,000 | 1,304,000 | 1,759,000 |
| Noninterest expense | 1,390,000 | 2,662,000 | 4,036,000 | 5,376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 711,000 | 1,012,000 | 1,519,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 711,000 | 1,012,000 | 1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,010,000 | 15,279,000 | 15,432,000 | 15,666,000 |
| Total capital | 16,126,000 | 16,410,000 | 16,562,000 | 16,870,000 |
| Risk-weighted assets | 88,706,000 | 89,953,000 | 89,893,000 | 95,830,000 |