Call reports 2023
LNB COMMUNITY BANK — 2023
What LNB COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 146,646,000 | 168,044,000 | 154,016,000 | 166,980,000 |
| Total loans | 106,854,000 | 110,106,000 | 117,279,000 | 117,780,000 |
| Allowance for loan losses | 1,600,000 | 1,601,000 | 1,602,000 | 1,603,000 |
| Securities available for sale | 23,851,000 | 22,593,000 | 21,553,000 | 20,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,072,000 | 142,397,000 | 123,931,000 | 130,527,000 |
| Interest-bearing deposits | 110,918,000 | 120,212,000 | 104,897,000 | 111,451,000 |
| Noninterest-bearing deposits | 22,154,000 | 22,185,000 | 19,034,000 | 19,076,000 |
| Equity capital | 13,153,000 | 13,215,000 | 13,391,000 | 13,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,501,000 | 3,153,000 | 4,966,000 | 6,836,000 |
| Interest expense | 299,000 | 649,000 | 1,152,000 | 1,766,000 |
| Net interest income | 1,202,000 | 2,504,000 | 3,814,000 | 5,070,000 |
| Noninterest income | 292,000 | 732,000 | 1,106,000 | 1,432,000 |
| Noninterest expense | 1,302,000 | 2,474,000 | 3,752,000 | 5,018,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 162,000 | 732,000 | 1,146,000 | 1,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 732,000 | 1,146,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,266,000 | 14,583,000 | 14,798,000 | 14,916,000 |
| Total capital | 15,318,000 | 15,648,000 | 15,917,000 | 16,044,000 |
| Risk-weighted assets | 83,536,000 | 84,640,000 | 88,895,000 | 89,713,000 |