Call reports 2022
LNB COMMUNITY BANK — 2022
What LNB COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 154,302,000 | 162,660,000 | 153,875,000 | 154,151,000 |
| Total loans | 86,491,000 | 92,167,000 | 96,834,000 | 101,324,000 |
| Allowance for loan losses | 1,383,000 | 1,385,000 | 1,369,000 | 1,372,000 |
| Securities available for sale | 22,014,000 | 21,365,000 | 22,598,000 | 24,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,791,000 | 149,346,000 | 140,826,000 | 140,884,000 |
| Interest-bearing deposits | 115,129,000 | 127,551,000 | 118,162,000 | 119,269,000 |
| Noninterest-bearing deposits | 25,662,000 | 21,795,000 | 22,664,000 | 21,615,000 |
| Equity capital | 13,297,000 | 13,127,000 | 12,741,000 | 13,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,232,000 | 3,587,000 | 5,047,000 |
| Interest expense | 65,000 | 137,000 | 305,000 | 566,000 |
| Net interest income | 1,026,000 | 2,095,000 | 3,282,000 | 4,481,000 |
| Noninterest income | 357,000 | 869,000 | 1,212,000 | 1,566,000 |
| Noninterest expense | 1,085,000 | 2,360,000 | 3,607,000 | 4,796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 298,000 | 604,000 | 887,000 | 1,251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 604,000 | 887,000 | 1,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,069,000 | 14,227,000 | 14,361,000 | 14,514,000 |
| Total capital | 14,971,000 | 15,179,000 | 15,331,000 | 15,542,000 |
| Risk-weighted assets | 71,752,000 | 76,119,000 | 77,261,000 | 81,928,000 |