Call reports 2021
LNB COMMUNITY BANK — 2021
What LNB COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 140,304,000 | 150,746,000 | 144,129,000 | 156,368,000 |
| Total loans | 78,416,000 | 78,962,000 | 81,445,000 | 85,023,000 |
| Allowance for loan losses | 1,375,000 | 1,376,000 | 1,377,000 | 1,372,000 |
| Securities available for sale | 14,183,000 | 16,690,000 | 18,185,000 | 21,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,616,000 | 136,875,000 | 130,019,000 | 142,397,000 |
| Interest-bearing deposits | 105,306,000 | 116,375,000 | 109,065,000 | 121,521,000 |
| Noninterest-bearing deposits | 21,310,000 | 20,500,000 | 20,954,000 | 20,876,000 |
| Equity capital | 13,432,000 | 13,652,000 | 13,826,000 | 13,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,072,000 | 3,100,000 | 4,158,000 |
| Interest expense | 76,000 | 147,000 | 218,000 | 286,000 |
| Net interest income | 918,000 | 1,925,000 | 2,882,000 | 3,872,000 |
| Noninterest income | 559,000 | 1,158,000 | 1,665,000 | 2,166,000 |
| Noninterest expense | 1,097,000 | 2,294,000 | 3,406,000 | 4,596,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 380,000 | 789,000 | 1,141,000 | 1,442,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 380,000 | 789,000 | 1,141,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,344,000 | 13,589,000 | 13,768,000 | 13,889,000 |