Call reports 2020
LNB COMMUNITY BANK — 2020
What LNB COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 121,576,000 | 131,602,000 | 130,848,000 | 139,809,000 |
| Total loans | 86,577,000 | 84,172,000 | 81,344,000 | 79,780,000 |
| Allowance for loan losses | 1,196,000 | 1,198,000 | 1,249,000 | 1,374,000 |
| Securities available for sale | 8,319,000 | 10,048,000 | 10,791,000 | 11,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,101,000 | 112,749,000 | 112,804,000 | 126,309,000 |
| Interest-bearing deposits | 84,280,000 | 94,410,000 | 93,437,000 | 107,427,000 |
| Noninterest-bearing deposits | 18,821,000 | 18,339,000 | 19,367,000 | 18,882,000 |
| Equity capital | 12,823,000 | 13,247,000 | 13,490,000 | 13,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,232,000 | 2,385,000 | 3,519,000 | 4,532,000 |
| Interest expense | 180,000 | 308,000 | 429,000 | 524,000 |
| Net interest income | 1,052,000 | 2,077,000 | 3,090,000 | 4,008,000 |
| Noninterest income | 305,000 | 904,000 | 1,688,000 | 2,376,000 |
| Noninterest expense | 987,000 | 2,130,000 | 3,351,000 | 4,696,000 |
| Provision for loan losses | 25,000 | 25,000 | 75,000 | 200,000 |
| Pretax income | 345,000 | 850,000 | 1,376,000 | 1,512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 850,000 | 1,376,000 | 1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,852,000 | 13,088,000 | 13,330,000 | 13,181,000 |