Call reports 2019
LNB COMMUNITY BANK — 2019
What LNB COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 115,073,000 | 127,113,000 | 116,609,000 | 124,396,000 |
| Total loans | 83,561,000 | 84,750,000 | 86,137,000 | 89,374,000 |
| Allowance for loan losses | 1,173,000 | 1,174,000 | 1,165,000 | 1,170,000 |
| Securities available for sale | 11,921,000 | 11,856,000 | 10,636,000 | 10,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,535,000 | 109,957,000 | 99,285,000 | 106,669,000 |
| Interest-bearing deposits | 82,604,000 | 95,575,000 | 84,236,000 | 91,514,000 |
| Noninterest-bearing deposits | 15,931,000 | 14,382,000 | 15,049,000 | 15,155,000 |
| Equity capital | 12,353,000 | 12,482,000 | 12,662,000 | 12,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,407,000 | 3,677,000 | 4,918,000 |
| Interest expense | 184,000 | 397,000 | 604,000 | 800,000 |
| Net interest income | 1,002,000 | 2,010,000 | 3,073,000 | 4,118,000 |
| Noninterest income | 239,000 | 510,000 | 815,000 | 1,096,000 |
| Noninterest expense | 984,000 | 2,104,000 | 3,096,000 | 4,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 416,000 | 792,000 | 998,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 416,000 | 792,000 | 998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,383,000 | 12,536,000 | 12,591,000 | 12,569,000 |
| Total capital | 13,255,000 | 13,489,000 | 13,518,000 | 13,468,000 |
| Risk-weighted assets | 69,500,000 | 76,082,000 | 73,945,000 | 71,715,000 |