Call reports 2018
LNB COMMUNITY BANK — 2018
What LNB COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 114,743,000 | 117,587,000 | 111,378,000 | 115,786,000 |
| Total loans | 83,401,000 | 81,798,000 | 82,295,000 | 84,097,000 |
| Allowance for loan losses | 1,170,000 | 1,171,000 | 1,172,000 | 1,172,000 |
| Securities available for sale | 12,201,000 | 11,939,000 | 13,040,000 | 12,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,533,000 | 102,291,000 | 96,137,000 | 99,559,000 |
| Interest-bearing deposits | 86,101,000 | 89,811,000 | 82,595,000 | 84,892,000 |
| Noninterest-bearing deposits | 13,432,000 | 12,480,000 | 13,542,000 | 14,667,000 |
| Equity capital | 11,964,000 | 12,033,000 | 11,974,000 | 12,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,189,000 | 3,327,000 | 4,476,000 |
| Interest expense | 118,000 | 244,000 | 387,000 | 553,000 |
| Net interest income | 959,000 | 1,945,000 | 2,940,000 | 3,923,000 |
| Noninterest income | 242,000 | 518,000 | 755,000 | 1,033,000 |
| Noninterest expense | 983,000 | 2,068,000 | 3,046,000 | 4,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 395,000 | 649,000 | 881,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 395,000 | 649,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,118,000 | 12,189,000 | 12,137,000 | 12,262,000 |
| Total capital | 13,288,000 | 13,360,000 | 13,031,000 | 13,087,000 |
| Risk-weighted assets | 95,491,000 | 93,542,000 | 71,274,000 | 65,713,000 |