Call reports 2017
LNB COMMUNITY BANK — 2017
What LNB COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 110,279,000 | 114,440,000 | 108,300,000 | 116,736,000 |
| Total loans | 78,043,000 | 77,679,000 | 79,460,000 | 82,229,000 |
| Allowance for loan losses | 1,158,000 | 1,166,000 | 1,167,000 | 1,169,000 |
| Securities available for sale | 15,546,000 | 15,146,000 | 15,523,000 | 13,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,479,000 | 100,665,000 | 94,819,000 | 102,075,000 |
| Interest-bearing deposits | 82,427,000 | 88,331,000 | 82,361,000 | 89,847,000 |
| Noninterest-bearing deposits | 13,052,000 | 12,334,000 | 12,458,000 | 12,228,000 |
| Equity capital | 11,573,000 | 11,525,000 | 11,730,000 | 11,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,033,000 | 3,150,000 | 4,187,000 |
| Interest expense | 96,000 | 192,000 | 294,000 | 399,000 |
| Net interest income | 908,000 | 1,841,000 | 2,856,000 | 3,788,000 |
| Noninterest income | 237,000 | 486,000 | 763,000 | 1,092,000 |
| Noninterest expense | 954,000 | 2,009,000 | 2,967,000 | 3,978,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 318,000 | 652,000 | 902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 318,000 | 652,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,618,000 | 11,561,000 | 11,768,000 | 12,055,000 |
| Total capital | 12,423,000 | 12,390,000 | 12,611,000 | 12,964,000 |
| Risk-weighted assets | 63,919,000 | 65,837,000 | 67,117,000 | 72,472,000 |