Call reports 2016
LNB COMMUNITY BANK — 2016
What LNB COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 114,708,000 | 118,479,000 | 107,995,000 | 113,198,000 |
| Total loans | 72,864,000 | 73,710,000 | 74,229,000 | 76,659,000 |
| Allowance for loan losses | 1,132,000 | 1,131,000 | 1,048,000 | 1,154,000 |
| Securities available for sale | 21,255,000 | 21,166,000 | 20,495,000 | 19,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,333,000 | 103,797,000 | 93,361,000 | 98,546,000 |
| Interest-bearing deposits | 85,833,000 | 91,881,000 | 80,725,000 | 86,056,000 |
| Noninterest-bearing deposits | 13,500,000 | 11,916,000 | 12,636,000 | 12,490,000 |
| Equity capital | 11,192,000 | 11,279,000 | 11,391,000 | 11,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,008,000 | 3,013,000 | 4,021,000 |
| Interest expense | 96,000 | 192,000 | 287,000 | 387,000 |
| Net interest income | 902,000 | 1,816,000 | 2,726,000 | 3,634,000 |
| Noninterest income | 331,000 | 768,000 | 1,141,000 | 1,864,000 |
| Noninterest expense | 969,000 | 2,052,000 | 3,079,000 | 4,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 219,000 |
| Pretax income | 264,000 | 532,000 | 788,000 | 1,046,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 264,000 | 532,000 | 788,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,192,000 | 11,224,000 | 11,391,000 | 11,505,000 |
| Total capital | 11,974,000 | 12,022,000 | 12,182,000 | 12,340,000 |
| Risk-weighted assets | 62,361,000 | 63,551,000 | 63,071,000 | 66,457,000 |