Call reports 2014
LNB COMMUNITY BANK — 2014
What LNB COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 103,670,000 | 99,526,000 | 98,340,000 | 106,636,000 |
| Total loans | 76,093,000 | 74,910,000 | 75,404,000 | 75,399,000 |
| Allowance for loan losses | 1,279,000 | 1,199,000 | 1,189,000 | 1,182,000 |
| Securities available for sale | 10,239,000 | 10,695,000 | 10,256,000 | 11,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,437,000 | 83,197,000 | 81,882,000 | 90,098,000 |
| Interest-bearing deposits | 74,910,000 | 71,394,000 | 71,494,000 | 78,397,000 |
| Noninterest-bearing deposits | 12,527,000 | 11,803,000 | 10,388,000 | 11,701,000 |
| Equity capital | 10,733,000 | 10,849,000 | 10,956,000 | 11,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,134,000 | 3,182,000 | 4,215,000 |
| Interest expense | 150,000 | 292,000 | 419,000 | 532,000 |
| Net interest income | 937,000 | 1,842,000 | 2,763,000 | 3,683,000 |
| Noninterest income | 236,000 | 515,000 | 810,000 | 1,091,000 |
| Noninterest expense | 1,060,000 | 1,992,000 | 3,017,000 | 4,057,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 365,000 | 556,000 | 717,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 365,000 | 556,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,708,000 | 10,815,000 | 10,924,000 | 11,084,000 |
| Total capital | 11,492,000 | 11,600,000 | 11,705,000 | 11,866,000 |
| Risk-weighted assets | 62,215,000 | 62,413,000 | 62,104,000 | 62,199,000 |