Call reports 2013
LNB COMMUNITY BANK — 2013
What LNB COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 98,796,000 | 97,088,000 | 99,941,000 | 99,876,000 |
| Total loans | 73,451,000 | 76,148,000 | 77,896,000 | 77,814,000 |
| Allowance for loan losses | 1,235,000 | 1,279,000 | 1,278,000 | 1,245,000 |
| Securities available for sale | 10,481,000 | 10,668,000 | 10,487,000 | 11,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,561,000 | 81,297,000 | 83,852,000 | 83,721,000 |
| Interest-bearing deposits | 71,635,000 | 70,203,000 | 72,866,000 | 73,194,000 |
| Noninterest-bearing deposits | 12,926,000 | 11,094,000 | 10,986,000 | 10,527,000 |
| Equity capital | 10,926,000 | 10,771,000 | 10,528,000 | 10,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,210,000 | 3,332,000 | 4,429,000 |
| Interest expense | 204,000 | 390,000 | 568,000 | 733,000 |
| Net interest income | 900,000 | 1,820,000 | 2,764,000 | 3,696,000 |
| Noninterest income | 302,000 | 579,000 | 851,000 | 1,060,000 |
| Noninterest expense | 1,031,000 | 2,011,000 | 3,054,000 | 4,043,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 388,000 | 561,000 | 713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 388,000 | 561,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,819,000 | 10,753,000 | 10,508,000 | 10,661,000 |
| Total capital | 11,593,000 | 11,543,000 | 11,321,000 | 11,472,000 |
| Risk-weighted assets | 61,421,000 | 62,727,000 | 64,557,000 | 64,475,000 |