Call reports 2012
LNB COMMUNITY BANK — 2012
What LNB COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,115,000 | 98,339,000 | 101,822,000 | 96,729,000 |
| Total loans | 73,083,000 | 75,298,000 | 73,484,000 | 72,592,000 |
| Allowance for loan losses | 1,350,000 | 1,345,000 | 1,311,000 | 1,236,000 |
| Securities available for sale | 10,152,000 | 10,878,000 | 10,513,000 | 10,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,097,000 | 80,726,000 | 84,461,000 | 82,557,000 |
| Interest-bearing deposits | 72,404,000 | 70,653,000 | 72,738,000 | 71,028,000 |
| Noninterest-bearing deposits | 10,693,000 | 10,073,000 | 11,723,000 | 11,529,000 |
| Equity capital | 10,452,000 | 10,554,000 | 10,734,000 | 10,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,452,000 | 3,656,000 | 4,795,000 |
| Interest expense | 284,000 | 553,000 | 815,000 | 1,114,000 |
| Net interest income | 946,000 | 1,899,000 | 2,841,000 | 3,681,000 |
| Noninterest income | 270,000 | 624,000 | 1,081,000 | 1,446,000 |
| Noninterest expense | 1,064,000 | 2,070,000 | 3,165,000 | 4,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 453,000 | 757,000 | 935,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 453,000 | 757,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,346,000 | 10,429,000 | 10,596,000 | 10,774,000 |
| Total capital | 11,135,000 | 11,239,000 | 11,382,000 | 11,555,000 |
| Risk-weighted assets | 62,593,000 | 64,275,000 | 62,328,000 | 61,992,000 |