Call reports 2011
LNB COMMUNITY BANK — 2011
What LNB COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 96,733,000 | 96,375,000 | 95,762,000 | 98,465,000 |
| Total loans | 72,087,000 | 73,227,000 | 71,790,000 | 71,380,000 |
| Allowance for loan losses | 1,389,000 | 1,382,000 | 1,384,000 | 1,366,000 |
| Securities available for sale | 9,674,000 | 9,967,000 | 9,479,000 | 10,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,616,000 | 79,949,000 | 79,778,000 | 82,103,000 |
| Interest-bearing deposits | 73,771,000 | 71,678,000 | 69,648,000 | 73,523,000 |
| Noninterest-bearing deposits | 7,845,000 | 8,271,000 | 10,130,000 | 8,580,000 |
| Equity capital | 10,193,000 | 10,310,000 | 10,429,000 | 10,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,612,000 | 3,885,000 | 5,145,000 |
| Interest expense | 348,000 | 688,000 | 1,015,000 | 1,312,000 |
| Net interest income | 957,000 | 1,924,000 | 2,870,000 | 3,833,000 |
| Noninterest income | 205,000 | 425,000 | 699,000 | 799,000 |
| Noninterest expense | 1,064,000 | 2,070,000 | 3,144,000 | 4,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 279,000 | 425,000 | 518,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 279,000 | 425,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,088,000 | 10,206,000 | 10,302,000 | 10,194,000 |
| Total capital | 10,881,000 | 11,008,000 | 11,088,000 | 10,976,000 |
| Risk-weighted assets | 62,854,000 | 63,608,000 | 62,263,000 | 61,947,000 |