Call reports 2010
LNB COMMUNITY BANK — 2010
What LNB COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 99,032,000 | 95,082,000 | 96,890,000 | 97,377,000 |
| Total loans | 73,024,000 | 73,836,000 | 75,766,000 | 74,117,000 |
| Allowance for loan losses | 1,336,000 | 1,336,000 | 1,349,000 | 1,383,000 |
| Securities available for sale | 10,874,000 | 11,230,000 | 9,970,000 | 9,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,654,000 | 76,032,000 | 78,903,000 | 80,921,000 |
| Interest-bearing deposits | 73,482,000 | 69,740,000 | 72,439,000 | 73,610,000 |
| Noninterest-bearing deposits | 6,172,000 | 6,292,000 | 6,464,000 | 7,311,000 |
| Equity capital | 9,940,000 | 9,862,000 | 9,993,000 | 10,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,831,000 | 4,233,000 | 5,596,000 |
| Interest expense | 428,000 | 846,000 | 1,253,000 | 1,643,000 |
| Net interest income | 982,000 | 1,985,000 | 2,980,000 | 3,953,000 |
| Noninterest income | 192,000 | 359,000 | 580,000 | 868,000 |
| Noninterest expense | 892,000 | 1,879,000 | 2,841,000 | 3,697,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 110,000 |
| Pretax income | 282,000 | 465,000 | 709,000 | 1,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 282,000 | 465,000 | 709,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,720,000 | 9,654,000 | 9,788,000 | 10,093,000 |
| Total capital | 10,502,000 | 10,452,000 | 10,603,000 | 10,897,000 |
| Risk-weighted assets | 62,021,000 | 63,285,000 | 64,680,000 | 64,220,000 |