Call reports 2001
LNB COMMUNITY BANK — 2001
What LNB COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,472,000 | 62,404,000 | 61,994,000 | 62,718,000 |
| Total loans | 46,162,000 | 46,986,000 | 48,311,000 | 48,650,000 |
| Allowance for loan losses | 564,000 | 574,000 | 588,000 | 611,000 |
| Securities available for sale | 9,804,000 | 8,562,000 | 8,499,000 | 8,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,763,000 | 49,489,000 | 48,534,000 | 49,569,000 |
| Interest-bearing deposits | 45,014,000 | 46,266,000 | 44,684,000 | 45,355,000 |
| Noninterest-bearing deposits | 3,749,000 | 3,223,000 | 3,850,000 | 4,214,000 |
| Equity capital | 6,068,000 | 5,980,000 | 6,209,000 | 6,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,524,000 | 3,767,000 | 4,973,000 |
| Interest expense | 622,000 | 1,172,000 | 1,697,000 | 2,164,000 |
| Net interest income | 684,000 | 1,352,000 | 2,070,000 | 2,809,000 |
| Noninterest income | 66,000 | 152,000 | 201,000 | 294,000 |
| Noninterest expense | 487,000 | 995,000 | 1,496,000 | 2,047,000 |
| Provision for loan losses | 12,000 | 24,000 | 71,000 | 96,000 |
| Pretax income | 251,000 | 485,000 | 704,000 | 1,001,000 |
| Income tax | 83,000 | 158,000 | 232,000 | 332,000 |
| Net income | 168,000 | 327,000 | 472,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,745,000 | 5,664,000 | 5,822,000 | 5,881,000 |
| Total capital | 6,223,000 | 6,156,000 | 6,323,000 | 6,394,000 |
| Risk-weighted assets | 38,353,000 | 39,190,000 | 40,006,000 | 40,930,000 |