Call reports 2001
PALM BEACH NATIONAL BANK & TRUST COMPANY — 2001
What PALM BEACH NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 331,116,000 | 321,327,000 | 314,782,000 | 338,586,000 |
| Total loans | 266,436,000 | 261,663,000 | 269,142,000 | 287,664,000 |
| Allowance for loan losses | 3,345,000 | 3,139,000 | 3,231,000 | 3,413,000 |
| Securities available for sale | 34,078,000 | 22,934,000 | 15,729,000 | 15,954,000 |
| Securities held to maturity | 550,000 | 550,000 | 550,000 | 550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,842,000 | 289,559,000 | 281,302,000 | 299,634,000 |
| Interest-bearing deposits | 218,028,000 | 216,447,000 | 208,111,000 | 204,113,000 |
| Noninterest-bearing deposits | 81,814,000 | 73,112,000 | 73,191,000 | 95,521,000 |
| Equity capital | 29,955,000 | 30,940,000 | 32,080,000 | 33,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,575,000 | 12,581,000 | 18,336,000 | 23,753,000 |
| Interest expense | 2,573,000 | 4,551,000 | 6,211,000 | 7,552,000 |
| Net interest income | 4,002,000 | 8,030,000 | 12,125,000 | 16,201,000 |
| Noninterest income | 785,000 | 1,575,000 | 2,389,000 | 3,259,000 |
| Noninterest expense | 3,341,000 | 6,730,000 | 10,167,000 | 13,601,000 |
| Provision for loan losses | 473,000 | 611,000 | 701,000 | 876,000 |
| Pretax income | 973,000 | 2,264,000 | 3,693,000 | 5,030,000 |
| Income tax | 371,000 | 863,000 | 1,405,000 | 1,862,000 |
| Net income | 602,000 | 1,401,000 | 2,288,000 | 3,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,895,000 | 30,850,000 | 31,942,000 | 32,975,000 |
| Total capital | 33,240,000 | 33,989,000 | 35,173,000 | 36,388,000 |
| Risk-weighted assets | 277,256,000 | 274,438,000 | 275,525,000 | 293,514,000 |