Call reports 2010
ENTERPRISE BANKING COMPANY — 2010
What ENTERPRISE BANKING COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 104,686,000 | 104,940,000 | 100,916,000 | 99,461,000 |
| Total loans | 75,868,000 | 76,452,000 | 72,022,000 | 72,001,000 |
| Allowance for loan losses | 1,808,000 | 1,872,000 | 1,504,000 | 1,472,000 |
| Securities available for sale | 9,514,000 | 5,471,000 | 6,292,000 | 4,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,766,000 | 96,102,000 | 95,499,000 | 94,591,000 |
| Interest-bearing deposits | 92,965,000 | 92,392,000 | 92,584,000 | 91,813,000 |
| Noninterest-bearing deposits | 2,801,000 | 3,710,000 | 2,915,000 | 2,778,000 |
| Equity capital | 5,237,000 | 5,262,000 | 1,655,000 | 1,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,038,000 | 3,018,000 | 3,764,000 |
| Interest expense | 589,000 | 1,118,000 | 1,602,000 | 2,056,000 |
| Net interest income | 527,000 | 920,000 | 1,416,000 | 1,708,000 |
| Noninterest income | 14,000 | 156,000 | 197,000 | 239,000 |
| Noninterest expense | 594,000 | 1,245,000 | 2,319,000 | 2,935,000 |
| Provision for loan losses | 0 | 0 | 3,088,000 | 3,088,000 |
| Pretax income | -90,000 | -132,000 | -3,757,000 | -4,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -90,000 | -132,000 | -3,757,000 | -4,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,206,000 | 5,165,000 | 1,539,000 | 1,221,000 |
| Total capital | 6,259,000 | 6,221,000 | 2,525,000 | 2,199,000 |
| Risk-weighted assets | 83,505,000 | 83,677,000 | 78,326,000 | 77,912,000 |