Call reports 2009
ENTERPRISE BANKING COMPANY — 2009
What ENTERPRISE BANKING COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 100,324,000 | 95,059,000 | 102,843,000 | 104,852,000 |
| Total loans | 83,888,000 | 83,115,000 | 80,264,000 | 74,824,000 |
| Allowance for loan losses | 1,215,000 | 3,186,000 | 3,275,000 | 1,942,000 |
| Securities available for sale | 4,649,000 | 4,235,000 | 3,969,000 | 9,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,636,000 | 86,070,000 | 93,922,000 | 96,000,000 |
| Interest-bearing deposits | 82,156,000 | 82,675,000 | 91,438,000 | 93,548,000 |
| Noninterest-bearing deposits | 2,480,000 | 3,395,000 | 2,484,000 | 2,452,000 |
| Equity capital | 10,984,000 | 5,749,000 | 5,680,000 | 5,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,489,000 | 3,610,000 | 4,725,000 |
| Interest expense | 709,000 | 1,403,000 | 2,068,000 | 2,701,000 |
| Net interest income | 563,000 | 1,086,000 | 1,542,000 | 2,024,000 |
| Noninterest income | 53,000 | -479,000 | -446,000 | -392,000 |
| Noninterest expense | 442,000 | 908,000 | 1,428,000 | 2,216,000 |
| Provision for loan losses | 190,000 | 4,900,000 | 5,040,000 | 5,040,000 |
| Pretax income | -16,000 | -5,218,000 | -5,399,000 | -5,661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -16,000 | -5,218,000 | -5,399,000 | -5,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,942,000 | 5,740,000 | 5,559,000 | 5,297,000 |
| Total capital | 12,023,000 | 6,861,000 | 6,709,000 | 6,357,000 |
| Risk-weighted assets | 86,371,000 | 89,118,000 | 89,849,000 | 88,544,000 |