Call reports 2008
ENTERPRISE BANKING COMPANY — 2008
What ENTERPRISE BANKING COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 76,506,000 | 81,680,000 | 88,782,000 | 96,079,000 |
| Total loans | 63,981,000 | 70,563,000 | 77,230,000 | 79,027,000 |
| Allowance for loan losses | 735,000 | 832,000 | 988,000 | 1,017,000 |
| Securities available for sale | 1,926,000 | 2,894,000 | 2,502,000 | 5,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,726,000 | 65,520,000 | 72,518,000 | 80,350,000 |
| Interest-bearing deposits | 60,394,000 | 63,155,000 | 70,728,000 | 77,843,000 |
| Noninterest-bearing deposits | 4,332,000 | 2,365,000 | 1,790,000 | 2,507,000 |
| Equity capital | 11,555,000 | 11,393,000 | 11,466,000 | 10,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,339,000 | 3,596,000 | 4,834,000 |
| Interest expense | 612,000 | 1,229,000 | 1,888,000 | 2,591,000 |
| Net interest income | 557,000 | 1,110,000 | 1,708,000 | 2,243,000 |
| Noninterest income | 41,000 | 84,000 | 150,000 | 211,000 |
| Noninterest expense | 454,000 | 922,000 | 1,366,000 | 1,888,000 |
| Provision for loan losses | 105,000 | 215,000 | 370,000 | 954,000 |
| Pretax income | 39,000 | 57,000 | 122,000 | -390,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | 57,000 | 122,000 | -390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,527,000 | 11,405,000 | 11,470,000 | 10,958,000 |
| Total capital | 12,262,000 | 12,237,000 | 12,458,000 | 11,975,000 |
| Risk-weighted assets | 66,677,000 | 72,576,000 | 79,523,000 | 82,227,000 |