Call reports 2007
ENTERPRISE BANKING COMPANY — 2007
What ENTERPRISE BANKING COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 46,864,000 | 54,527,000 | 61,482,000 | 61,756,000 |
| Total loans | 37,991,000 | 42,203,000 | 49,253,000 | 47,342,000 |
| Allowance for loan losses | 476,000 | 526,000 | 615,000 | 625,000 |
| Securities available for sale | 3,215,000 | 3,194,000 | 3,900,000 | 4,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,547,000 | 43,102,000 | 49,850,000 | 50,078,000 |
| Interest-bearing deposits | 33,128,000 | 40,048,000 | 46,567,000 | 48,149,000 |
| Noninterest-bearing deposits | 2,419,000 | 3,054,000 | 3,283,000 | 1,928,000 |
| Equity capital | 11,220,000 | 11,268,000 | 11,429,000 | 11,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,914,000 | 3,081,000 | 4,220,000 |
| Interest expense | 370,000 | 859,000 | 1,425,000 | 2,059,000 |
| Net interest income | 519,000 | 1,055,000 | 1,656,000 | 2,161,000 |
| Noninterest income | 20,000 | 44,000 | 105,000 | 147,000 |
| Noninterest expense | 354,000 | 760,000 | 1,193,000 | 1,653,000 |
| Provision for loan losses | 59,000 | 109,000 | 204,000 | 234,000 |
| Pretax income | 126,000 | 230,000 | 364,000 | 421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 230,000 | 364,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,237,000 | 11,296,000 | 11,431,000 | 11,487,000 |
| Total capital | 11,713,000 | 11,822,000 | 12,046,000 | 12,112,000 |
| Risk-weighted assets | 40,116,000 | 45,728,000 | 51,033,000 | 50,187,000 |